A customer has picked their items, reached checkout, and wants to pay. If at that moment you tell them "transfer to our account and send a photo of the receipt on WhatsApp," some of them simply leave. Paying by card on the spot means the order gets finished while they still want it.
This is standard work we do for online shops: we wire the checkout to MAIB so it accepts card payments right on the site. Nothing exotic, just the job done properly.
What changes for the customer
The customer pays on the site in a few seconds, without leaving the shop and without opening a banking app to make a manual transfer. They see right away whether the payment went through.
The fewer steps between "I want this" and "I've paid," the fewer abandoned orders. Every extra step — copy the IBAN, open the bank, send a screenshot — is a place where someone changes their mind.
What changes for you
This is where the real gain sits, and it's administrative. A paid order lands in the system by itself and moves on automatically: to the right location and the right courier, without anyone on your team checking the bank statement and matching the payment to the order by hand.
At Pivoteka, for instance, the shop runs more than ten locations off one catalog. A paid order reaches the exact point that fulfills it, and a courier is assigned with no phone call or message between staff. It's just one example of several; we put the same logic into any shop with online payment.
What drops out of your day: - Checking the account by hand to confirm the money arrived. - Matching each transfer to its order. - Calling the customer because "we don't see your payment." - Orders stuck overnight until someone approves them.
Why it beats a manually sent payment link
Plenty of shops get by with a payment link over chat, or a transfer plus a screenshot. That works at ten orders a day. At a hundred it becomes someone's second job.
Payment built into checkout does the same thing, but with no human step and no copy-paste mistakes. The amount that's verified is the real one — it's checked on our server, not trusted from the visitor's browser. And you end up with a clean record: which order, which amount, which status, all in one place and ready for the books.
That's the difference between a process that holds at volume and one that breaks right when you have more to do.
In short
Card payment through MAIB isn't a big project. It's a standard piece we wire properly into your shop, so you stop losing orders at the finish line and stop counting payments by hand.
Want card payment on your site, tied straight to orders and delivery? Email us at hello@kernex.md.